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So many of us file our taxes online now that the IRS didn't even mail out tax forms this year. That's a first. But the move away from paper to electronic filing presents more opportunities for online crooks and identity thieves.
Here are some tips to protect your personal financial data, like your Social Security number, bank account numbers and passwords.
Make sure you've installed all the latest updates for your computer's operating system.
Avoid sending tax documents by email, even to your spouse-mail them instead.
You're going to send tax documents by email anyway, aren't you? OK, then at least encrypt and/or password protect those files.
Speaking of passwords, it's a good idea to change them periodically-use strong passwords with both upper and lower case alphanumeric characters.
Make sure the tax software you or your accountant uses meets government security regulations-don't sacrifice security for savings.
Beware of tax-themed phishing scams-don't click on email links, even if they
appear to come from the government. Go directly to the website, or better yet, call if you have any doubts.
Interestingly, most people ignore the aforementioned until they are caught in a bad situation and then they can't do enough to regain what is lost. At that point it is too late.
Herb Horner, Webmaster